QRIS and Card Surcharges in Bali: Can Shops Charge You Extra? (2026)
You order a coffee in Canggu, scan the QR code to pay, and the cashier adds Rp1,000 — or 3% — “for QRIS”. Or you hand over your card and get told there’s a 3% fee. In Indonesia, that isn’t allowed. And since 1 October 2026, QRIS is free for merchants on most small payments, … Read more